Carole Fisher
Carole Fisher, REALTOR(S) "Your Personal Shopper For All Your Real Estate Needs"

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 

Finding a good lender in this market is very important.  There are many companies and many more programs to choose from.  To assist you in your search I've provided a few below to help you with your search.  This is not an endorsement but simply a small list to start with:

JT Alexander, Mortgage Consultant - American Mortgage Group, Inc. 75-166 Kalani Street, Suite 101, Kailua Kona, HI 96740 - Office: 808 331-1190 Email:  JTA@AM-Group.biz

Greg Molfino, Home Mortgage Consultant - Wells Fargo Home Mortgage of Hawaii, LLC, 75-5722 Kuakini Hwy Suite 105, Kailua Kona, HI 96740 - Office: 808 329-5929 Email:  Gregory.L.Molfino@WellsFargo.com

Javelin Lee, Loan Officer - Island Mortgage Source, 500 Manono Street, Suite 103, Hilo, Hawaii 96720 - Office:  808 969-9988 Email:  JLee.IMS@Hawaiiantel.net

Jeannette Venturi, Vice President - Central Pacific HomeLoans, 73-5619 Kauhola St., Suite 208, Kailua Kona, Hawaii 96740 - Office 877 466-3429 ext 466  Email:  JVenturi@HHi.biz

Phong Nguyen, Loan Officer - GMAC Mortgage Corporation, 75-5995 Kuakini Hwy, Suite 512, Kailua Kona, HI 96740 - Office: 808 935-8263  Email:  www.GMACMortgagee.com

Ashley Andrews, Loan Officer - Western Pacific Mortage, Inc., Frame 10 Center, Suite 201, 75-5591 Palani Rd., Kailua Kona, HI 96740  Office: 808 329-8505  Website:  www.westpachawaii.com

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 




Yahoo! News: Top Stories
Tropical Storm Fay hugs Florida's Atlantic coast (AP)    8/20/2008 6:38 AM

This image provided by NOAA taken at 11:40 p.m. EDT Tuesday Aug. 19, 2008 shows Tropical Storm Fay churning it's way over Florida. Fay rolled ashore in southwestern Florida on Tuesday without much fanfare, but stubbornly hung around like an unwelcome houseguest, maintaining strength and threatening — once again — to become a hurricane. At 11 p.m. EDT, the center of the storm was about 30 miles south-southwest of Melbourne and forecasters expected it to head north-northeast at about 5 mph overnight. (AP Photo/NOAA)AP - Tropical Storm Fay meandered north along the Florida Atlantic coast Wednesday but did not immediately head out over the ocean, lessening the chances it will gain strength and become a hurricane.


Rice dismisses Russian criticism of missile base (AP)    8/20/2008 7:59 AM

US Secretary of State Condoleezza Rice and Polish Foreign Minister Radoslaw Sikorski (R) exchange documents after signing a deal on basing an American missile shield in Poland, in Warsaw. The United States has ruled out the use of US military force in Georgia, but the Pentagon will almost certainly be looking for other chess pieces to move to check a more aggressive Russia, analysts say.(AFP/Janek Skarzynski)AP - Secretary of State Condoleezza Rice has dismissed comments from Russian officials who say Poland's decision to accept a U.S. missile defense base exposes the country to attack.


Sen. Joe Lieberman to speak at GOP convention (AP)    8/20/2008 7:56 AM

Republican presidential candidate, Sen. John McCain, R-Ariz., left, and Sen. Joseph Lieberman, I-Conn., share a laugh while speaking to reporters during a news conference Wednesday, Aug. 13, 2008, in Birmingham, Mich.  (AP Photo/Mary Altaffer)AP - A Republican official tells The Associated Press that Connecticut Sen. Joe Lieberman will be speaking at the Republican National Convention.


Obama, VP choice to campaign together Saturday (AP)    8/20/2008 6:22 AM

Democratic presidential candidate Senator Barack Obama (D-IL) speaks at a town hall meeting in Raleigh, North Carolina August 19, 2008. (Jim Young/Reuters)AP - Barack Obama and his newly named running mate will campaign together Saturday at the place where the Democratic presidential hopeful formally launched his White House bid.


Plane swerves off runway at Madrid airport (AP)    8/20/2008 7:52 AM
AP - An airliner bound for the Canary Islands swerved off the runway while departing from Madrid airport Wednesday, Spain's national airport authority said.
US beats Japan 4-1 to make Olympic softball final (AP)    8/20/2008 5:26 AM

US winner pitcher Monica Abbott (left) celebrates with rightfielder Kelly Kretschman during their semifinal softball game against Japan at Fengtai stadium during the 2008 Beijing Olympic Games. A dominant United States ensured their place in the last Olympic softball final ahead of the sport being dumped from the Games by beating Japan 4-1.(AFP/Omar Torres)AP - Crystl Bustos hit a three-run homer in the ninth inning as the U.S. Olympic softball team beat Japan 4-1 in extra innings and will play for its fourth straight gold medal.


States push laws to require paid sick days (AP)    8/20/2008 5:49 AM

School bus driver Jamille Aine is photographed on July 17, 2008 in Greenwich, Conn.  Aine's employer doesn't offer paid sick days, so if he can't shake the bug, he may not be able to pay his bills. Some 46 million U.S. workers lack paid sick days and lawmakers in 12 states — including California, Connecticut, Minnesota and West Virginia — have proposed legislation in the past year that would require businesses to provide them. (AP Photo/Douglas Healey)AP - For school bus driver Jamille Aine, a cold is more than an inconvenience. His employer does not offer paid sick days, so if he can't shake the bug, he may not be able to pay his bills.


Campaigns take foreign cash, seek details later (AP)    8/20/2008 7:42 AM

Richard Watters checks the market on his computer in Sydney, Australia, Tuesday, July 29, 2008. Watters, an African Australian citizen, donated $1,000 to the campaign of U.S. presidential candidate Barack Obama. Watters entered a fake U.S. passport number, a random jumble of numbers and letters, so the site would take his money. He said he also checked a box stating that he was an American living overseas, 'because I could see it wasn't going anywhere if I didn't do that.' (AP Photo/Rob Griffith)AP - Neither Barack Obama nor John McCain has consistently followed the government's instructions for keeping prohibited foreign money out of their presidential campaigns, and some of that banned money has slipped into Obama's campaign.


Dave Matthews Band sax player LeRoi Moore dies (AP)    8/20/2008 5:17 AM

In this Monday, May 9, 2005 file photo, LeRoi Moore of the Dave Matthews Band performs with the band at New York's Roseland Ballroom. Moore is recovering from an ATV accident on his Virginia farm. According to the band's Web site, Moore was taken to the University of Virginia Health System for treatment after the Monday, June 30, 2008 wreck in Charlottesville. A publicist for the Dave Matthews Band said on Tuesday Aug. 19, 2008 that sax player LeRoi Moore died Tuesday, of injuries suffered in the June accident, at Hollywood Presbyterian Medical Center in Los Angeles. Moore was 46.  (AP Photo/Michael Kim, File)AP - LeRoi Moore, the versatile saxophonist whose signature staccato fused jazz and funk overtones onto the eclectic sound of the Dave Matthews Band, died Tuesday of complications from injuries he suffered in an all-terrain vehicle accident, the band said. He was 46.


Mourning gorilla holds on to body of her baby (AP)    8/20/2008 6:55 AM

Gorilla mother Gana carries her dead baby at the zoo in Muenster, western Germany, Wednesday, Aug. 20, 2008. The baby died on Aug. 16, but can only be recovered from the enclosure once the mourning mother leaves the corpse behind, zoo spokesperson Ilona Zuehlke said. (AP Photo/Frank Augstein)AP - A gorilla at a zoo in the German city of Muenster is refusing to let go of her dead baby's body several days after it died of unknown causes.


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